Proper

 
  • Swapan Kumar Paul
    CM Club Member & MDRT

    Shyam Bazaar, Kolkata

  • Swapan Kumar Paul
    CM Club Member & MDRT

    Shyam Bazaar, Kolkata

  • Swapan Kumar Paul
    CM Club Member & MDRT

    Shyam Bazaar, Kolkata

  • Swapan Kumar Paul
    CM Club Member & MDRT

    Shyam Bazaar, Kolkata

  • Swapan Kumar Paul
    CM Club Member & MDRT

    Shyam Bazaar, Kolkata

  • Swapan Kumar Paul
    CM Club Member & MDRT

    Shyam Bazaar, Kolkata

BIMA DIAMOND PLAN (Plan no. 841)

This is a Money back policy with Limited premium payment, Non-linked, Conventional, with-profits plan.

Money Back is paid every 4th year.

Eligibility Conditions & Restrictions

Minimum age : 14 Years (Completed)
Maximum age : 50 years for 16 years policy term
45 years for 20 years policy term
41 years for 24 years policy term
Maximum maturity age : 66 years for 16 years policy term
65 years for 20 years policy term
65 years for 24 years policy term
Policy Term : 16 years / 20 years / 24 years
Premium paying term : 10 years for 16 years policy term
12 years for 20 years policy term
15 years for 24 years policy term
Minimum Sum Assured : Rs. 1,00,000
Maximum Sum Assured : No limit
Premium payment : Yearly / Half yearly / Quarterly / Monthly (Thru Bank)
Loan : Eligible after 3rd year
Surrender : Eligible after 3rd year
Money Back is paid : (a) For Policy term 16 years : 15 % of Sum Assured at end of 4th, 8th & 12th policy year
(b) For Policy term 20 years : 15 % of Sum Assured at end of 4th , 8th, 12th & 16th policy year
(c) For Policy term 24 years : 12 % of Sum Assured at end of 4th, 8th, 12th, 16th & 20th policy year
On Maturity : 55% of Sum Assured for policy term 16 years + Loyalty addition
40% of Sum Assured for policy term 20 years + Loyalty addition
40% of Sum Assured for policy term 24 years + Loyalty addition
After Maturity : Extended Risk cover for 50% of the Sum Assured & Half of the Policy term
On Death : Sum Assured (1st five years)
Sum Assured + Loyalty addition (After 5 years)
(Already paid Money back will not be deducted)
Income Tax Benefits : (i) Premiums paid are eligible for Tax rebate u/s 80c
(ii) Maturity amount / Death claim is non-taxable u/s 10(10d)
 

Recent Works

 
 
 

Services Offered

  • Life insurance,Health insurance

Contact Us

  • No. 14, Mohan Lal Mitra Lane,
  • Shyam Bazaar, Kolkata - 700004
  • Landmark: NEAR 5 Point Crossing
  • Phone: 8240563436 / 9831060392
  • Email:swapankrpaul.lici@ymail.com

Contact Person

  • Swapan Kumar Paul

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